Car Insurance in Saudi Arabia: Everything You Need to Know

Car Insurance Saudi Arabia

Car insurance in Saudi Arabia is governed by strict regulations set by the Saudi Central Bank (SAMA). All vehicles must carry at least third-party liability insurance.

Key Points to Know:

  • Policy Types: Comprehensive vs. Third-party
  • Premium Calculation: Based on driver history, vehicle age, location, and coverage type
  • Digital Integration: Many insurers now offer digital platforms for policy management and claims
  • Tameeni & Najm: Government-backed platforms for comparison and accident reporting

Driving without insurance can result in heavy penalties, including fines and vehicle impoundment. Always ensure your insurance is valid and renewed on time.

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